Homeowner Application

To Qualify: You must be a first-time homebuyer. You will partner with Essex County Habitat, by volunteering 240-360 hrs of “sweat equity” time. Your household income must be within “targeted income guidelines”. Applicants will be asked to document that their current housing is sub-standard, insecure, and/or too expensive for their monthly income.

How to apply:

1. DOWNLOAD the New Homeowner application form

2. Contact Roxanna at 978.681.8858 ext. 4 or email: roxanna@essexcountyhabitat.org to coordinate the next steps.

The completed form will need to be returned to our local office, along with the required documents.

PLEASE NOTE: The following information is required to be returned to us along with the form.

Each application must have the following information attached:

• Social security or Green cards (if not a U.S. citizen) for each application
• Pay stubs for each family member who is employed (most recent four)
• 2018, 2019 and 2020 tax forms for all family members over 18 years of age
• W-2 forms and 1099 forms for all family members over 18 years of age
• Documentation for any other income you received (for example SSI or refugees resettlement income).
• Credit card statements – last three statements
• Car insurance payments – last three statements

Verification of all assets – one month of bank statements:

• Checking account(s)
• Savings account(s)
• 401K account(s)
• IRA’s
• Copy of lease agreement or copy of cancelled rent checks.

Copy of the two most recent utilities bills:

• Telephone
• Electricity
• Heat
• Water (if applicable)